Find the Perfect Loan for You
Options. Everyone likes options. We offer a full range of innovative, flexible reverse mortgage options and rates. Find out which is best for you.
Ask Eric Ellsworth Your Reverse Mortgage Questions
Mortgage Loan Originator specializing in Reverse MortgagesServing El Dorado, Placer and Sacramento Counties | NMLS #225143
Proprietary Reverse Mortgages
Available to homeowners age 55 or older*
With a proprietary reverse mortgage loan offered by American Senior, you don’t have to wait until you’re 62 to take advantage of a reverse mortgage. If you’re 55 or older and own a house or condo in select states, we can help you create a financial roadmap for your future. Higher minimum age requirements may apply.
Home Equity Conversion Mortgage (HECM)
Turn your equity into cash that you can use
A Home Equity Conversion Mortgage—commonly called a HECM for short—is an FHA-insured* reverse mortgage that can turn the equity you’ve built up in your home into funds you can use. With a HECM, you have the choice of taking your funds as a lump sum, line of credit, monthly advances, or a combination of these options.
Reverse Mortgage for Purchase
Get the dream home for your dream retirement
With decades of experience in the financial space, we’re making history with our proprietary product offerings—more of which are coming soon—allowing people as young as 55 to access a reverse mortgage.
