We’re here to reverse the way you think about reverse mortgages.
A lot of people think of a reverse mortgage as a loan of last resort. What they don’t know is that they can be a proactive financial tool for your retirement. See how we’re working to change the way people think about reverse mortgages —and the companies that provide them.
Reverse mortgages, explained.
In simple terms, a reverse mortgage is a way to turn the equity you’ve built up in your home into funds you can use today, or a line of credit that will be there for you in the future. Here are some of the benefits of a reverse mortgage loan.
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Available to homeowners 55 and up in select states.
Similar to a line of credit—with a flexible payment schedule.
You determine your monthly payment. Or pay nothing at all
Wondering what the catch is? There isn’t one.
- At American Senior, we don’t believe in surprises. Especially when it comes to your interest rate.
- You’ll never be liable for any amount of the mortgage that exceeds the value of your house.
- Your house still belongs to you. Pay off your loan at any time.
Finally, a reverse morgage that’s completely straightforward.
We’re not like other reverse mortgage lenders. We guide you through every step of the process. In person. Clearly. Honestly. Transparently. It’s just the way we do things.
Full transparency & integrity
Reverse mortgages are a great financial tool. We’d love to show you how one could work for you. We’ll also be the first to tell you if it’s not a good fit.
Unsurpassed customer service
You’ll notice the American Senior difference the second you sit down with us —starting with the fact that we actually sit down with you, face to face.
Innovative loan expertise
With decades of experience in the financial space, we’re making history with our diverse lineup of product offerings, some of which allow people as young as 55 to access a reverse mortgage.
84,000 happy customers and counting. Here’s what a few have to say.
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Questions? We've got answers.
What is a reverse mortgage?
A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don’t make monthly mortgage payments.
What can I use a reverse mortgage for?
A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don’t make monthly mortgage payments.
How does it work?
A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don’t make monthly mortgage payments.
Is it safe?
A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don’t make monthly mortgage payments.
