About

Kelly Centers

NMLS #1406441

Mortgage Loan Originator - Specializing in Reverse Mortgages

2030 Main Street, Suite 500
Irvine, CA 92614

408-890-7132

kcenters@hightechlending.com

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Meet Kelly

With over a decade of experience in the home loan industry, Kelly Centers has honed her expertise in every aspect of the loan process. Her comprehensive knowledge and dedication make her an invaluable resource for clients navigating the complexities of home financing.

Kelly’s passion for helping all types of loan seekers is evident in her professional approach. Whether working with first-time home buyers, seasoned investors, or seniors looking to access their home equity while lowering or eliminating payments, Kelly provides personalized and attentive service to each client. She is committed to understanding each client’s unique needs and guiding them through every step of the loan process with clarity and care.

Kelly’s extensive experience and genuine desire to assist her clients in achieving their financial goals have earned her a reputation for excellence in the industry. Her clients appreciate her transparency, reliability, and the personalized attention she brings to every transaction.

Get in touch

I look forward to hearing from you and welcome the opportunity to answer any questions you may have. Call 408-890-7132, email kcenters@hightechlending.com, or simply fill out the form below to get in touch with me.






    By submitting my information through this site, I authorize HighTechLending Inc doing business as American Senior Lending to contact me by email or telephone and/or mobile device (including SMS and MMS text messages) at the number provided through the use of an automatic telephone dialing system or an artificial or prerecorded voice about an inquiry, any application submitted, loan or account, and/or regarding products, services, or promotions available. I authorize HighTechLending Inc doing business as American Senior Lending to contact me even if the telephone number provided is currently listed on a corporate, state, and/or federal Do-Not-Call list(s). I understand that I am not required to give my consent as a condition of purchasing any goods or services from HighTechLending Inc doing business as American Senior Lending. I may revoke my consent at any time. To revoke my consent with HighTechLending Inc doing business as American Senior Lending I can contact marketing@americansenior.com. I understand that messaging and data rates may apply.

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    HighTechLending Inc is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org) doing business as American Senior Lending. 2030 Main Street, Suite #500, Irvine, CA 92614. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937.

    • At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds;
    • Charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees;
    • The loan balance grows over time and interest is charged on the outstanding balance;
    • The borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; and
    • Interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.

    “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. 

    THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.” 

    ©2025 American Senior | 2030 Main St. #500, Irvine, CA 92614